| Loan Type |
APR* |
Term* |
| Autos 2011 or Newer |
1.99% - 13.49% |
*up to 84 months |
| Autos 2008 - 2010 |
2.99% - 14.49% |
*up to 84 months |
| Autos 2004 - 2007 |
5.75% - 16.25% |
up to 48 months |
|
Maximum terms based on amount financed - up to 110% of NADA average retail. Classic or older vehicles not listed in NADA guide may be financed at 85% of written appraised value. *0.50% rate increase for 84 month term. Financing for vehicles 10yrs and older available contact credit union for details. |
New Boat, RV's & Airplane Loans* |
5.49% - 14.99% |
*up to 180 months |
Used Boat, RV's & Airplane Loans |
5.99% - 15.99% |
*up to 180 months |
|
*120 Month Amortization with a 5 year balloon payment OR 120 month term with .50 rate increase available on loans over $30,000. *180 Month Amortization with a 7 year balloon OR 180 month term with 1.0 rate increase on loans over $50,000. *240 Month Amortization with a 10yr balloon with 1% rate increase available on loans over $50,000. Value based on NADA average retail or Marine Survey. Minimum down payment required based on age of collateral and applicant qualifications. |
| Motorcycles 2010 or Newer |
4.25% - 13.75% |
*up to 84 months |
| Motorcycles 2007 - 2009 |
6.49% - 14.99% |
up to 72 months |
| Motorcycles 2006 or Older |
8.49% - 15.99% |
up to 48 months |
|
Value based on NADA average retail. *0.50% rate increase for 84 month term. |
| Signature Loan Premier Plus |
7.40% - 8.40% |
up to 60 months |
| Signature Loan |
9.90% - 16.90% |
up to 48 months |
| Personal Line of Credit |
9.40% - 16.90% |
|
| Overdraft Line of Credit |
7.99% - 16.49% |
|
|
Maximum loan amount based on gross monthly income. Line of credit payments are 2% of loan balance or a minimum payment of $25.00 |
| Helping Hand Loan |
18.00% |
up to 11 months |
| Relocation Loan |
13.00% |
up to 11 months |
| Share Secured Loans |
3% over dividend rate |
flexible repayment |
| CreditBuilder Loans |
6.00% |
flexible repayment |
| Home Equity Loans |
call for rates and terms |
|
