Alaska Airlines/Horizon Air Employees Federal Credit Union
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Alaska Airlines/Horizon Air Employees Federal Credit Union
Serving Alaska Airlines and Horizon Air Employees and Their Families
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Loan Rates

Effective 01.02.2014

Loan Type APR* Term*
Autos 2012 or Newer 1.99% - 13.49% *up to 84 months
Autos 2009 - 2011 2.99% - 14.49% *up to 84 months
Autos 2005 - 2008 5.75% - 16.25% up to 48 months
Maximum terms based on amount financed - up to 110% of NADA average retail. Classic or older vehicles not listed in NADA guide may be financed at 85% of written appraised value. *0.50% rate increase for 84 month term. Financing for vehicles 10yrs and older available contact credit union for details.
New Boat, RV's & Airplane Loans* 4.99% - 14.99% *up to 180 months
Used Boat, RV's & Airplane Loans 5.99% - 15.99% *up to 180 months
*120 Month Amortization with a 5 year balloon payment OR 120 month term with .50 rate increase available on loans over $30,000. *180 Month Amortization with a 7 year balloon OR 180 month term with 1.0 rate increase on loans over $50,000. *240 Month Amortization with a 10yr balloon with 1% rate increase available on loans over $50,000. Value based on NADA average retail or Marine Survey. Minimum down payment required based on age of collateral and applicant qualifications.
Motorcycles 2011 or Newer 4.25% - 13.75% *up to 84 months
Motorcycles 2008 - 2010 6.49% - 14.99% up to 72 months
Motorcycles 2007 or Older 8.49% - 15.99% up to 48 months
Value based on NADA average retail. *0.50% rate increase for 84 month term.
Signature Loan Premier Plus 7.40% - 8.40% up to 60 months
Signature Loan 9.90% - 16.90% up to 48 months
Personal Line of Credit 9.40% - 16.90%  
Overdraft Line of Credit 7.99% - 16.49%  
Maximum loan amount based on gross monthly income. Line of credit payments are 2% of loan balance or a minimum payment of $25.00
Share Secured Loans 3% over dividend rate flexible repayment
CreditBuilder Loans 6.00% flexible repayment
Home Equity Loans call for rates and terms  

* All loan rates are Annual Percentage Rates and subject to change without notice. Your rate and credit limit will be determined on creditworthiness including income, debt ratio, and collateral value (based on NADA average retail)
Assume you borrow $20,000 for an auto loan. The calculated APR on a 5 year loan with an interest rate of 1.99% would result in a monthly payment of $350.50.
Please contact the loan department at loans@alaskaefcu.org or call us at 206-824-9800 or 1-800-626-3336.
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Equal Housing Lender Your savings federally insured up to at least $250,000 and backed by the full faith and credit of the United States Government.
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